Business Loans by Industry in Hastings, NE:Stores, Builders, Kitchens and Clinics
Business loans by industry in Hastings, NE start with what a trade spends on: stores carry shelf stock, builders wait on draws, kitchens replace fryers and clinics wait on insurers. This page groups the trades of Adams County, NE, gives each its 2023 Census count and names the funding types that fit its costs.
Restaurant loans in Hastings, NE for food orders, prep tables, walk-in coolers and payroll, with Adams County, NE restaurant counts from the Census.
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Drinking Places (NAICS 7224) in Adams County, NE: Coolers, Taps and Stock
County Business Patterns listed 7 drinking places (NAICS 7224, alcoholic beverages) as employer establishments in Adams County, NE for 2023, and ZIP Code Business Patterns counted 7 at ZIP 68901 addresses.
A bar spends on two clocks. Kegs, bottles and mixers turn over every week, while a walk-in cooler, the draft lines and an ice machine last for years. The cooler and the draft system suit equipment financing, since each unit can secure its own debt. A line of credit can carry the weekly liquor order between deposits, and a bar with steady card sales can weigh a merchant cash advance, which is not a loan.
Hotel and Motel Rooms in Adams County, NE: Mattresses, Linens and Lobby Furniture
Traveler accommodation (NAICS 7211) counted 10 employer establishments in the 2023 County Business Patterns for the county, 3 of them with fewer than five employees (30.0%). The 2023 ZIP Code file places 10 lodging properties at ZIP 68901 addresses. The code takes in hotels and motels.
A lodging business replaces things in rounds: mattresses and linens wear out on a cycle, the lobby and breakfast area need new furniture, and the laundry room runs commercial washers and dryers that eventually fail. Furniture and laundry machines suit equipment financing. A movable furniture and linen package can suit a term loan; fixed room work is excluded. Slateshore leaves the purchase of the hotel building to a commercial mortgage lender.
Hastings, NE Garages, Car Lots and Fuel Stops: Lifts, Parts and Coolers
Repair bays, used-car lots and fuel stops. Auto repair has a page of its own; dealers and stations are covered in notes.
Auto repair shop loans in Hastings, NE for two-post lifts, tire machines, balancers and parts inventory, with Adams County, NE shop counts.
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Gasoline Stations in Adams County, NE: Coolers, Card Readers and Store Stock
Gasoline stations (NAICS 4471) numbered 19 employer establishments in Adams County, NE in 2023. Only 3 had fewer than five employees, 15.8% by our arithmetic, and ZIP Code Business Patterns counted 15 at ZIP 68901 addresses.
Much of what a station buys sits inside the store: reach-in coolers, a coffee and fountain counter, card terminals and shelf stock that turns over every few days. Coolers and terminals suit equipment financing, and store stock suits inventory financing or a draw on a line of credit. The tanks, the canopy and the land are property, and Slateshore does not arrange property loans.
Automobile Dealers in Adams County, NE: Parts Stock and a Service Lane
Automobile dealers (NAICS 4411) counted 14 employer establishments in Adams County, NE for 2023, 8 of them (57.1%) with fewer than five employees. In the 2023 ZIP Code Business Patterns, 12 dealer locations sit at ZIP 68901 addresses.
A lot that reconditions trade-ins runs a small shop of its own: a lift, a tire machine and scan tools to get each car ready for sale, which suit equipment financing. Parts, tires and detailing supplies on the shelf can sit on inventory financing or a line of credit. The vehicles for sale are outside the options on this site; the funding here covers the shop, the parts and the payroll around them.
Clinics, Physician Offices and Dental Practices in Adams County, NE
Clinics and practices whose payroll runs ahead of insurance payments. Chiropractic and therapy offices have a page of their own.
Chiropractic practice loans in Hastings, NE for treatment tables, x-ray units, movable clinic furnishings and insurance lags, with Adams County, NE practice counts.
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Physician Offices in Adams County, NE: Exam Rooms and Claims That Pay Late
Offices of physicians (NAICS 6211) numbered 22 employer establishments in Adams County, NE in 2023, and 11 of them, 50.0%, had fewer than five employees. By street address, 21 physician offices fall in ZIP 68901 (ZIP Code Business Patterns, 2023).
An office that adds an exam room buys tables, an ECG unit or lab analyzers, and keeps paying staff while insurance claims are processed. The gear suits equipment financing, with the equipment as collateral. The gap between a visit and the insurer's payment is a timing problem: a line of credit can be drawn as claims go out and paid down as they settle.
Dental Offices in Adams County, NE: Chairs, Imaging and a Second Operatory
Offices of dentists (NAICS 6212) counted 12 employer establishments in Adams County, NE for 2023, and ZIP Code Business Patterns put 12 at ZIP 68901 addresses. CBP does not publish a usable size split for this code in the county, so no small-office share is shown.
A practice adding a second operatory pays for two different things. Movable dental cabinetry and delivery equipment can be itemized for a term loan; fixed walls, plumbing and suction lines are excluded. The chair, the delivery unit and digital x-ray sensors are equipment that can secure their own financing through equipment financing.
Adams County, NE Builders, Plumbers, Electricians and Lawn Crews
Builders and the trades around them: machines, tools and materials bought before a draw. Construction has a page of its own.
Construction business loans in Hastings, NE for crew payroll, retainage gaps, skid steers and equipment trailers, with Adams County, NE Census counts.
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Plumbing, HVAC and Electrical Contractors in Adams County, NE: Tools and Draw Gaps
The 2023 County Business Patterns counted 15 plumbing, heating and air-conditioning contractors (NAICS 238220) in Adams County, NE, 4 of them (26.7%) with fewer than five employees, and 14 electrical contractors (NAICS 238210), 7 of them (50.0%) that small.
For a trade contractor, the toolkit includes portable shelving, a pipe threader, a press tool or a wire puller for every job, and each suits equipment financing. Materials bought before a progress draw is paid are a timing gap that a line of credit or working capital can cover. General building contractors have a construction page of their own.
Adams County, NE Lawn and Landscape Outfits: Zero-Turn Mowers and Crew Wages
Landscaping services (NAICS 561730) had 17 employer establishments in Adams County, NE in 2023, and all 17 had fewer than five employees. For ZIP 68901, the 2023 ZIP Code file shows 16 landscaping establishments. Nonemployer Statistics, a separate 2024 series, listed 48 landscaping businesses in the county with no paid employees (NAICS 56173).
A crew's big purchases are machines: a zero-turn mower, an aerator, a skid steer or the trailer that hauls them, all suited to equipment financing. Wages for the crew while customers settle their invoices are a working capital cost, and working capital can bridge them.
Shelves and Supply Counters: Hastings, NE Grocers and Building-Supply Stores
Stores that carry stock on the shelf and in the yard. Retail has a page of its own; grocers and supply dealers are in notes.
Business loans for retail in Hastings, NE: stock buys, fixtures, signs and point-of-sale gear, with Adams County, NE store counts from the Census.
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Grocery Stores in Adams County, NE: Coolers and Shelf Stock
Grocery stores (NAICS 4451) are few here: 4 employer establishments in Adams County, NE in the 2023 County Business Patterns, with 3 at ZIP 68901 addresses.
A small grocer's costs are cold and constant. Freezer cases, a produce cooler and a checkout lane are equipment that can secure equipment financing, and a compressor failure in a dairy case cannot wait. Shelf stock that turns over every week suits inventory financing, where the goods back the advance and the balance falls as they sell, or a line of credit drawn for a large order and paid down from sales.
Building-Supply and Garden Stores in Adams County, NE: Lumber Racks and Forklifts
Building material and garden equipment and supplies dealers (NAICS 444) counted 20 employer establishments in Adams County, NE for 2023, and only 4 (20.0%) had fewer than five employees. Supply dealers with a ZIP 68901 street address numbered 19, per ZIP Code Business Patterns.
A supply yard carries heavy stock and the machines to move it. A forklift, lumber racks and a paint-mixing station suit equipment financing. A large lumber, wire or shingle order, bought before contractors pick it up and pay, suits inventory financing or a draw on a line of credit.
Chairs, Mirrors and Weight Racks: Hastings, NE Salons and Gyms
Salons and gyms, where chairs and machines are the main purchase.
Beauty Salons in Adams County, NE: Styling Chairs, Dryers and Movable Stations
Beauty salons (NAICS 812112) numbered 7 employer establishments in Adams County, NE in 2023, 6 of them (85.7%) with fewer than five employees. Salons with a ZIP 68901 address came to 6 in the same year's ZIP Code Business Patterns. Nonemployer Statistics, a separate count, listed 76 beauty salons in the county with no paid employees in 2024.
Styling chairs, color stations and hood dryers suit equipment financing. Movable styling stations, color-bar carts and self-contained shampoo units suit a term loan; fixed room work is excluded. Retail hair-care stock on the front shelf can go on inventory financing.
Fitness Centers in Adams County, NE: Treadmills, Racks and Flooring
Fitness and recreational sports centers (NAICS 713940) counted 8 employer establishments in Adams County, NE for 2023, 6 of them (75.0%) with fewer than five employees. The ZIP-level count for ZIP 68901 is 8 such centers.
A gym is a room full of machines: treadmills, rowers, cable stations, squat racks and the removable flooring under them. Each suits equipment financing, and the equipment financing page has a section on gym gear. A term loan can cover movable gym equipment; fixed locker-room work is excluded.
Adams County, NE Child Day Care: Play Gear, a Van and Payroll
Child day care providers, where gear and payroll set the costs.
Child Day Care Providers in Adams County, NE: Cribs, Play Equipment and Payroll
Child day care services (NAICS 624410) had 11 employer establishments in Adams County, NE in 2023, 3 of them (27.3%) with fewer than five employees. ZIP 68901 had 9 child day care employer establishments under that code in the 2023 ZIP Code Business Patterns. Nonemployer Statistics listed 67 child care services with no paid employees in the county in 2024 (NAICS 62441, a broader code).
Day care gear wears out with use: cribs, cots and high chairs suit equipment financing. Payroll runs every two weeks whether tuition payments have arrived or not, a gap that working capital or a line of credit can cover.
Hastings, NE Offices: Accounting Firms, Law Practices and Insurance Agencies
Offices whose costs are people, software and space. Insurance agencies have a page of their own.
Insurance agency loans in Hastings, NE for book purchases, acquisitions, office moves and commission gaps, with Adams County, NE agency counts.
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Accounting and Law Offices in Adams County, NE: Software, Furniture and a Partner Buyout
The 2023 County Business Patterns counted 17 accounting, tax preparation, bookkeeping and payroll offices (NAICS 5412) in Adams County, NE, 13 of them (76.5%) with fewer than five employees, and 15 legal services offices (NAICS 5411), 8 of them (53.3%) that small.
An office firm's costs are people, software and space: practice-management subscriptions, workstations and furniture for a new hire, and now and then a senior partner who wants out. Furniture and computers suit equipment financing; a partner buyout suits a term loan sized to the agreed price. Insurance agencies have a page of their own.
In short
Trade-by-trade funding notes for Hastings, NE and Adams County, NE owners, built on County Business Patterns 2023 counts, with ZIP 68901 and nonemployer figures labeled separately.
Construction, Retail and Restaurants: The Adams County, NE Trades With Their Own Pages
Six trades in Adams County, NE clear the bar this site uses for a page of its own: at least 25 employer establishments at the trade's own NAICS code in the 2023 County Business Patterns. Retail Trade (NAICS 44-45) counted 138 establishments and Construction (NAICS 23) 101. Restaurants come from two codes: 24 full-service restaurants (NAICS 722511) and 32 limited-service restaurants (NAICS 722513).
The other three are smaller trades with a clear shape: 25 auto repair and maintenance shops (NAICS 8111), 27 offices of other health practitioners such as chiropractors and physical therapists (NAICS 6213), and 25 insurance agency offices (NAICS 524210). Each of the six pages walks through the costs that trade carries, with a worked example and the funding types that fit them.
Trades Covered in Sections Here: Medical, Dental, Salons and Daycares
Physician offices, dental offices, beauty salons and daycares all fall short of 25 establishments in the county table, so they get notes on this page instead of pages of their own: 22 physician offices, 12 dental offices, 7 beauty salons and 11 child day care establishments in 2023.
A short count does not mean a small cost. A dental office still buys chairs and imaging, a salon still buys movable stations, and a daycare meets payroll every two weeks like any employer. Each note names the purchase that comes up for the trade and the structure that suits it, and the group headings keep related trades together, from clinics to builders and stores.
How Each Hastings, NE Industry Page Uses Adams County, NE Counts
Every count on these pages comes from one of three Census programs, each labeled where it appears. County Business Patterns (CBP) 2023 gives employer establishments in Adams County, NE by NAICS code; the county had 989 of them across all sectors. Where CBP publishes a size class, the share with fewer than five employees is our own arithmetic on its counts.
ZIP Code Business Patterns 2023: establishments with a ZIP 68901 street address. That ZIP is not the city limits of Hastings, NE, so these counts are labeled by ZIP, never as city counts.
Nonemployer Statistics 2024: businesses with no paid employees, 2,489 of them county-wide. They are a separate series and are never added to the CBP figures.
Suppressed or unreliable Census cells are left out rather than estimated, which is why some notes show no size share.
Restaurant Owners Across Adams County, NE: Where Fryers and Slow-Week Payroll Come Up
Restaurant kitchens in Adams County, NE split into two codes. The 2023 County Business Patterns counted 24 full-service restaurants (NAICS 722511), and only 6 of them, 25.0%, had fewer than five employees: a dining room with servers needs a staff. Limited-service restaurants (NAICS 722513), the counter and drive-through places, numbered 32. At ZIP 68901 street addresses, the 2023 ZIP Code file shows 21 full-service and 32 limited-service restaurants.
Two costs come up in a kitchen at different speeds. A fryer or a walk-in compressor that fails needs replacing that week, and equipment financing spreads the cost over the life of the unit. Kitchen hoods, ducting and fire suppression are building work, so they stay outside what Slateshore arranges. A term loan can cover the movable unit. A slow week, when food and wages go out before sales come in, is a timing gap that a line of credit or working capital can bridge. A dining room with steady card sales can also weigh a merchant cash advance, which is not a loan: the provider buys a share of future card receipts and collects it from daily sales.
By Slateshore Commercial Capital ยท Updated
Name the Trade and the Cost: Talk It Over With Slateshore in Hastings, NE
Call (402) 256-7202 with the trade, the cost and when it comes due, or send the request form with the amount you have in mind.
